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Credit Card Points and Miles

My brother has a number of credit cards and, before making any major purchase, will spend hours debating on which card to use. He wants to make sure he gets the most points or miles with each purchase. I have tried to explain that with the amount of time he spends comparing the benefits, he could have made enough to buy the points or miles. He just doesn’t get that as he always wants something for free. It drives me crazy and I won’t go with him to buy anything anymore. He’s even starting to do it with small purchases. That’s not frugal, that’s tight.

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