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The fixed annuity is the type of insurance plan that would offer you a payout in fixed rate of return. It is usually invested in the fixed income items that require low risk like various government securities and several corporate bonds. This is way different from the rest of the annuity types which would push you to invest in assets that require more risk. You can find lots of online fixed annuity calculator that can help you get a clearer idea of the requirements and the initial fees that you would have to pay for the plan. You may just have to input some relevant information for the online calculator to find it easier to compute for you.